Life insurance is not immune to the issues at the forefront of clients' and advisors' minds—COVID-19, financial markets (interest rates) and taxes. However, life insurance has both a long history and attractive attributes that can address many financial objectives.  Discuss how the industry has reacted to COVID-19 and the current interest rate environment, including issues to be aware of and noteworthy opportunities. Also, explore how higher taxes (both estate and income) will enhance life insurance solutions for many clients, and current "hot" topics and everyday life insurance mistakes/myths.